A property may have a lien placed against it from any number of sources including the first mortgage, second mortgage or unpaid property taxes. When you’re ready to buy a home for yourself or as an investment, it’s essential to know that it has a clear title and is free of claims, liens or other issues that may affect the legal ownership of the property.
The Importance of Title Insurance
While your attorney conducts a thorough search of public records, occasionally there are issues that aren’t found or are inadvertently missed such as a previous owner not paying a contractor, forgery of documentation or unpaid homeowners association dues. Obtaining title insurance protects you and your heirs for as long as you own the property. The title company stands behind you with financial and legal defense if a problem does arise. Title insurance isn’t automatically included in the purchase of your home or property, but it’s highly recommended that all homeowners invest in this extra bit of protection for your most valuable asset.
What A Miami Title Insurance Attorney Can Do For You
Finding out whether or not a home’s title is clear is something an experienced real estate attorney can do efficiently, even though the complex process includes going through files containing satisfactions, surveys, payoffs, municipal lien searches, and homeowner and condominium associations estoppel letters. Other related services that the Law Offices of Annette Lopez, P.A. offer include coordinating, scheduling and conducting the closing, analyzing legal actions against the property, and recording the deed and mortgage.
Let the Law Offices of Annette Lopez, P.A. Assist You
As a South Florida Title Services Attorney Ms. Lopez knows how important it is for you to have peace of mind following the selling, buying or refinancing of a home. The Law Offices of Annette Lopez, P.A. can assist with all aspects of the title search to ensure that your transaction goes smoothly. Whether you need help with obtaining title insurance, ensuring that the home’s title is free and clear or if you are in need of assistance related to the closing of your home, the Law Offices of Annette Lopez are ready to help. Having spent her whole career practicing real estate law, Attorney Annette Lopez is able to process title files quickly and efficiently so that you can get problems, if any, resolved immediately and finalize your transaction as soon as possible.
Contact us today for an initial consultation so you can learn how we can help you.